Bank Management

Timothy W. Koch, S. Scott MacDonald

Publisher
Cengage Learning (2015)
Edition
8
Category
Description

The world of banking has changed dramatically since 2007 when many large financial institutions around the world failed and were bailed out by their central governments. The United States and global economies subsequently fell into recession. Millions of Americans lost their jobs, and household net worth plummeted with the decline in housing and the value of investments. The ongoing recovery continues to be slow and painful for many. Not surprisingly, the reputations of many banks and the banking industry in general have suffered. Yet, if done correctly, banking is a critical driver of economic activity and a noble profession. It involves the processing of payments, accepting deposits and making loans, safekeeping documents and valuable items, providing guarantees and performance bonds, offering cash management, brokerage and insurance services,and providing securities underwriting and market-making services.

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